Based on lifelong learning from an accomplished investor, entrepreneur and consultant.
Success can be defined in different ways. To me it’s about achieving your goals and serving others. While everyone has different goals and priorities, most people pursue career, financial, health, recreational, social and spiritual goals.
The insights here reflect 30+ years of study, hard work, research, learning from others, and from my own successes and failures. My blog covers insights on careers, entrepreneurship and investing.
My purpose is to share essential, powerful and actionable knowledge that will help you succeed!
The pages below provide actionable insights based on years of research, experience and career consulting for hundreds of individuals.
Learn how to find the work you love, conduct an effective job search, write a good resume, interview and build your personal brand, among others. Take the free career and brand assessment questionnaires and see how you do. You can also check out the Career Resources page for other useful information.
The insights are based on more than 11,000 hours of research and experience, backed by hard facts, statistics and the wisdom of select investment experts. You can check my library of useful personal finance resources here. Over the course of these ten chapters, you’ll uncover the truths of investing that will enable non-professionals to outperform the pros, while avoiding many pitfalls and unnecessary costs.
Many experts tell us the market’s direction and which assets are best to ride out market storms. But the data show market timing is destructive to your wealth and the pros struggle to pick the best asset classes. Two example index-based, all-weather portfolios demonstrate a proven formula to ride out rough markets and achieve solid […]
EQX is a way to turbocharge returns in a gold bull market.The stock trades at a bargain price, well below NAV, with strong growth potential.Solid business, proven management and insider confidence.Upside target of 45-81%from higher gold price and revaluation.High volatility and other risks – not for the faint of heart. Read the full article at […]
Gold is a currency.The Gold to monetary base ratio is near all-time lows; a small shift will support big gains.The Dow to Gold ratio is close to historical peaks.A 6-15% strategic portfolio allocation to gold provides excellent diversification benefits.This is a very long-term view, not a trading opportunity.Read the full article at SeekingAlpha.
The case for emerging markets small cap value remains strong. Catalysts for the long-term market shift underway include valuations, mean reversion, a declining dollar and changing view of the pandemic effects on emerging market economies. WisdomTree Emerging Markets Small Cap Dividend ETF (DGS) remains my top pick. DGS offers equal or lower risk than the […]
In this article I share key insights and top picks and pans from seven great investors of our time. There is diversity of opinion, but some agreement on crucial investment themes. These include a long-term decline in the dollar, persistent inflation, poor long-term Treasury returns, speculative excesses, and the need for broad diversification. Finally, I […]
Summary Forecasters proclaim the market’s direction based on a variety of indicators, but their usefulness is in doubt.This article looks at six major market indicators and their track record in navigating the last seven bull/bear market cycles.The results show advisor sentiment has the best track record for short-term market calls. CAPE has utility in forecasting […]
So-called “experts” are telling us about the coming uber-bear or why the bull market will continue. Yet the data show that trying to predict the market’s direction to time buys and sells is the wrong approach to investing. Data from the last seven bear markets show that a large percentage of losses and gains happen […]
China is a world economic superpower and is overtaking the U.S. Chinese equities are attractive but have recently pulled back due to regulatory actions and profit taking. Recent weakness appears overdone while underlying fundamentals should prevail in the long term. Double-digit annual return potential and portfolio diversification outweigh reasonable risks. Read the full article at […]
There are at least ten reasons Tesla should be headed for a crash. Valuation, growth expectations, lack of profitability, competition, and lawsuits head the list. Charlie Munger can’t decide between a flea or a louse. The stock is trading on sentiment, not fundamentals. Investing in Tesla is like betting on the direction of a flock […]
Studies indicate that news about companies has an immediate effect on their stock price. Here, we consider 18 news events related to Tesla over a nearly three month period to determine what this might tell us about their explanatory powers relative to price movements. Resultant price action indicates that movements are often independent of the […]
The late John Bogle formulated a long-term market return forecast based on “Occam’s Razor.” Although Bogle had mixed results, the approach is interesting, instructive and provides a glimpse into what we might expect for the U.S. market over the coming 10 years. The model suggests Base Case, Pessimistic and Optimistic annual returns ranging from 1.0% […]
My December 2019 Seeking Alpha article, “Mean Reversion + Valuation = Opportunity” identified underperforming asset classes that were attractively valued and poised to generate above average returns in the future. Here we revisit how those assets have performed since the beginning of 2020. There is strong evidence of a sector rotation underway. Nine of 13 […]
In “International Small-Cap Equities: Poised to Outperform” I described the upside opportunity due to mean reversion, favorable valuations, the prospects for a declining dollar, and a worldwide economic recovery. The small cap sector is the cheapest since 2000. Historically, this has resulted in an annual return size premium of seven percentage points over subsequent three-year […]
Although they’ve performed well for decades, international small caps have been out of favor for at least 10 years. Mean reversion and valuations present opportunity for long-term outperformance. The prospects for a worldwide economic recovery and declining dollar act as potential catalysts. Price action since the selloff in March and in recent months might signal […]
In “Why Investors Are Underweight China Equities, But Should Reconsider,” I described why China is the rising power vying to overtake the U.S. on the world stage. The article made the case for investors to consider allocating 10-15% of their equities to China. After reviewing the leading ETFs in this space, the Wisdom Tree China […]
I am an investor, entrepreneur, consultant and educator. My passion is utilizing my accumulated knowledge, experience and skills to help others succeed. That is the sole purpose of this site. I don’t have a product or service to sell. At this point in my life, I have found it’s rewarding and enjoyable to give back.
Simply put, I write and speak about investing and wealth management because I enjoy it and because the world needs it. The United States has a 57% financial literacy rate, ranked 15th in the world, behind Botswana. Only one third of Americans can pass a basic financial literacy test. We don’t teach it in most of our schools.
I believe investing and money management are life essentials that everyone should know, just like reading, writing and basic math. My mission is to help people to become more knowledgeable about building wealth and managing their money, in turn improving their overall wellbeing.
This site also has a lot of information for advanced investors and you can read more of my advanced investing content at SeekingAlpha.